I found this tool in a magazine and thought I'd mention it. Expensr is a free online money management program that is very helpful and easy to use.
How to Sign Up: fill out a simple online form, it doesn't ask for home address or any other personal info just your name, an alias you would like to use, and a password.
Features:Dashboard
The dashboard gives you a quick snapshot of how your finances have been faring for the last 30 days.
Widgets
The "Projected Spending Total" is a projection of what your total spending will be one year from today. Compare this figure with your yearly salary to see if you're saving enough money. Will you be able to buy that new car, or move to that better apartment?
The "Projected Spending Total" is a projection of what your total spending will be one year from today. Compare this figure with your yearly salary to see if you're saving enough money. Will you be able to buy that new car, or move to that better apartment?
Do you ever look at your bank account balance and wonder when you'll finally be worth $10K, or be worth $20K, or be broke? The "Milestone Countdown" lets you know when your net worth will reach a certain value.
Add Transactions Manually or Import Bank Files
Adding transactions into expensr is easy. If you want to record transactions on a day-by-day basis, we've made it straightforward for you to add them with our simple Add Transaction window. If you'd rather just grab your data from the bank, we also allow importing of bank files with our easy and secure uploader.
Adding transactions into expensr is easy. If you want to record transactions on a day-by-day basis, we've made it straightforward for you to add them with our simple Add Transaction window. If you'd rather just grab your data from the bank, we also allow importing of bank files with our easy and secure uploader.
Auto-Categorize Transactions with Filters
Filters makes expensr even easier. You can specify that Safeway transactions should always be categorized as Groceries and Macy's transactions should always be Clothing. Now if you ever enter or import a transaction that has Safeway in it, it's automatically filed as Groceries for you.
Filters makes expensr even easier. You can specify that Safeway transactions should always be categorized as Groceries and Macy's transactions should always be Clothing. Now if you ever enter or import a transaction that has Safeway in it, it's automatically filed as Groceries for you.
Mix and Mash to your heart's content
You can view your transactions in almost any way you could possibly think. Filter by date range, accounts, and categories. Sort by Date, Name, Category, Account, and Amount. Quickly find what your largest expense this month was, or see what your food expenses were last month.
You can view your transactions in almost any way you could possibly think. Filter by date range, accounts, and categories. Sort by Date, Name, Category, Account, and Amount. Quickly find what your largest expense this month was, or see what your food expenses were last month.
Category Pie Chart
The pie chart lets you compare the amount you've spent on each category. Check out which categories dominate your expenses so you can see where there's room to improve (this user is spending over half their money on Food, and might be able to save a bit by eating out less frequently). You can look at any number of interesting comparisons, like your spending on Groceries vs. your spending on Restaurants.
The pie chart lets you compare the amount you've spent on each category. Check out which categories dominate your expenses so you can see where there's room to improve (this user is spending over half their money on Food, and might be able to save a bit by eating out less frequently). You can look at any number of interesting comparisons, like your spending on Groceries vs. your spending on Restaurants.
Timeline Bar Graph
The bar graph lets you see how your spending has changed over time. You can graph any combination of categories, allowing you to analyze your overall spending patterns or just your spending on Food. This user's trend is perfect - every month their expenses are going down!
The bar graph lets you see how your spending has changed over time. You can graph any combination of categories, allowing you to analyze your overall spending patterns or just your spending on Food. This user's trend is perfect - every month their expenses are going down!
Budgets Dashboard
You can set a budget for any of your categories. The dashboard lets you quickly check the status of all your budgets: see how much you've spent, how much money is left (or how much your over), and get a quick bar graph visual of how your budget is faring.
You can set a budget for any of your categories. The dashboard lets you quickly check the status of all your budgets: see how much you've spent, how much money is left (or how much your over), and get a quick bar graph visual of how your budget is faring.
Budget Details Graph
For each budget you can see a detailed graph of that category's spending accumulation. This is very useful in cases where you exceeded your budget, since you can see the exact day that you went over. This user exceeded their Books budget early in the month - knowing this will help them decide how to budget (and spend) next month.
For each budget you can see a detailed graph of that category's spending accumulation. This is very useful in cases where you exceeded your budget, since you can see the exact day that you went over. This user exceeded their Books budget early in the month - knowing this will help them decide how to budget (and spend) next month.
