Cool Tool !

Follow this link to get a printable Personal Financial Planner that includes worksheets on:


A. Personal Data and Goals
Sheet 1 Personal information sheet
Sheet 2 Financial institutions and advisors
Sheet 3 Goal setting sheet
Sheet 4 Monitoring current economic conditions
Sheet 5 Time value of money calculations

B. Money Management & Budgeting
Sheet 6 Financial documents and records
Sheet 7 Personal balance sheet
Sheet 8 Personal cash flow statement
Sheet 9 Cash budget
Sheet 10 Annual budget summary
Sheet 11 University education cost analysis/savings plan

C. Tax Planning
Sheet 12 Current income tax estimate
Sheet 13 Tax planning activities
Sheet 14 Income tax preparer comparison

D. Banking Services
Sheet 15 Planning the use of financial services
Sheet 16 Using savings to achieve financial goals
Sheet 17 Savings plan comparison
Sheet 18 Chequing account comparison
Sheet 19 Chequing account cost analysis
Sheet 20 Chequing account reconciliation

E. Consumer Credit
Sheet 21 Current and future transportation needs
Sheet 22 Used car purchase comparison
Sheet 23 Buying vs. leasing an automobile
Sheet 24 Automobile ownership and operation costs
Sheet 25 Consumer credit usage patterns (debt inventory)
Sheet 26 Credit card/charge accounts comparison
Sheet 27 Consumer loan comparison

F. Housing
Sheet 28 Current and future housing needs
Sheet 29 Renting vs. buying of housing
Sheet 30 Apartment rental comparison
Sheet 31 Housing affordability and mortgage qualification
Sheet 32 Mortgage company comparison
Sheet 33 Mortgage refinance analysis

G. Insurance
Sheet 34 Current insurance policies and needs
Sheet 35 Home inventory
Sheet 36 Determining needed property insurance
Sheet 37 Apartment/home insurance comparison
Sheet 38 Automobile insurance costs comparison
Sheet 39 Determining life insurance needs
Sheet 40 Life insurance policy comparison
Sheet 41 Disability income insurance needs

H. Investments
Sheet 42 Setting investment objectives
Sheet 43 Assessing risk for investment
Sheet 44 Evaluating investment information
Sheet 45 Using stocks to achieve financial goals
Sheet 46 Using bonds to achieve financial goals
Sheet 47 Using mutual funds and other investments
Sheet 48 Investment broker comparison

I. Retirement and Estate Planning
Sheet 49 Retirement housing & lifestyle planning
Sheet 50 Retirement plan Comparison
Sheet 51 Forecasting retirement income
Sheet 52 Estate planning activities
Sheet 53 Will planning sheet
Sheet 54 Trust comparison sheet

J. Financial Plan Summary
Sheet 55 Financial data summary
Sheet 56 Savings/investment portfolio summary
Sheet 57 Progress check on major financial goals and activities
Sheet 58 Planning summary for money management, budgeting and tax planning
Sheet 59 Planning summary for banking services & consumer credit
Sheet 60 Planning summary for housing activities
Sheet 61 Planning summary for insurance
Sheet 62 Planning summary for investments
Sheet 63 Planning summary for retirement and estate planning