Starting Out: 20 small ways to save big

I was searching the archives of Kiplingers starting out columns and found the article "20 small ways to save big". I have posted info on saving before but this is an issue, like many financial issues, that needs to be repeated constantly to reinforce the habit. Start saving now, if you think you don't have enough money this article will show you easy ways to cut costs. There are a few items on this list that I think are really good. First of all PAY OFF YOUR CREDIT CARD !!!! Brown bag it, this sounds silly but think about how much money you spend on take out for lunch. If you bring a lunch from home it will save you money and probably be healthier. Make Media Free, take out that library card because it can be used to take out not only books but CDs and movies. Keep track of your money, learn to cook, and ditch the gym (take a look at workout tips from the fitsugar widget below !). This article is quite useful and offers links that may help.