- Start now
- Make a gift list
- Know your limits
- Comparison shop
- Go in the morning, late night or early in the week
- Enlist the professionals - Ask for help
- Negotiate and haggle
- Schedule a get ready day
- Remember the "Magic Factor"
Savings,Investing,Debt,Budgeting,Spending
Posted by Paris Girl at 8:56 a.m.
Labels: Source:Oprah.com
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